Sometimes you have to make big decisions, like should you make higher 401(k) contributions, change jobs, or choose different employee benefits. Sometimes you have to make life-changing ones, like should I keep the home in my divorce or go for more savings in the retirement accounts? Sometimes you need to make decisions about your retirement, like how much income will I need to retire and stay retired? How will I turn my 401(k) or TSP into an income stream that will last as long as I live? When should I take Social Security? How will my whole financial picture fit together?
Facing Decisions with Life-Altering Consequences
Life Transitions Planning can help you map out an action plan and allow you to gain the financial clarity you seek in order to make smart, informed choices no matter what life transition you are facing! We can show you how to make the various financial pieces of your life fit together.
Are you a federal employee or recent retiree, facing an impossible “fork in the road?” Have to decide to retire in a day? Unsure of what benefit options make sense for you? Or are you newly retired and don’t have enough stable income? We can help!
As a Federal Benefits Advisor, we have expertise in federal benefits and retirement planning, helping people navigate their choices and set up plans they need – like guaranteed* income to fill any income gap and long-term care coverage options, since the government stopped offering it a while back.
*Guarantees provided by the insurance carriers providing your annuity contract.
Are you a woman involved in a divorce or just thinking about it? See what an equitable split may look like, what do you need to achieve financial independence on your own, and whether or not you can afford to keep the house. What will you need for your retirement?
We can help!
As a Certified Divorce Financial Advisor, we have extensive experience in navigating the volatile waters of divorce. We help you plan and budget what you need not just survive, but thrive. We are on your side from the first meeting until the ink is dry and you are successfully on your own, and beyond.
Tami Aloisa, CFP®, CDFA®, CIMA®, CRPC®, AFC®
Founder & Wealth Management Advisor
Tami Aloisa has three decades of experience in this industry and has attained five sought-after designations denoting her specialization in helping different demographics and giving her a unique perspective into the needs of today’s retirees. She founded Life Transitions Planning in 2017 and is now proud to offer her clients the latest solutions in the marketplace to prepare them for retirement with confidence. She operates as a true fiduciary aligning with her clients’ best interests and goals. Meet Tami and learn more about LTP below.
Personalized Service Based On Your Unique Needs
At Life Transitions Planning, your concerns are our concerns, and we focus all of our years of experience, training, and access as an independent advisor to multiple financial solutions to help you. We have strategies to help you with retirement benefits and retirement income, whether you are a federal employee or part of the private sector getting close to retirement age. And for women, especially those who are alone or potentially facing divorce, we have special certifications and designations that help us know how to help you. Call us at (757) 500-5352, email us at tami.aloisa@ltplanners.com or set up a no-obligation meeting with us online here.
Join Us Live and In-Person
You deserve answers right now. Not when it’s convenient, and not when it’s too late. You can get those answers at our live events and seminars as we go over strategies that can help you reach your goals.
NO NEED TO SEARCH THE INTERNET FOR ANSWERS
SIGN UP FOR OUR NEWSLETTER TO STAY UP TO DATE ON IMPORTANT FINANCIAL ISSUES!
Sign up and get our newsletter once a month. Unsubscribe anytime!
The Information You Need, Right at Your Fingertips
You don’t have to call us to learn more. Read our blog posts to find out about strategies we use, how you can reach your retirement goals and more.
Just Waiting on You
Ready to get started today? We are. Fill out our form below to start the conversation, or book an appointment right here.
OneSeven Form CRS | Fortune Financial Form CRS | ADV Part 2A | Disclosure | SIPC | BrokerCheck | FINRA | IAPD Investment Advisor Public Disclosure
Services are provided under the name Life Transitions Planning, LLC., a dba OneSeven. OneSeven is a registered investment adviser with the U.S. Securities and Exchange Commission (SEC). Registration with the SEC does not imply a certain level of skill or training. All titles listed for individuals associated with Life Transitions Planning, LLC., represent the individual’s role with Life Transitions Planning, LLC., and not their role with OneSeven. Investment products are not FDIC insured, offer no bank guarantee, and may lose value.
Copyright © 2025 Life Transitions Planning, LLC. All rights reserved.